NOMOS-BANK Series 11 bonds included in MICEX quotation list “A” Level 1

Effective 23 March 2010, NOMOS-BANK’s Series 11 bonds totalling 5 milliard Roubles were included in quotation list “A” of the first level at ZAO “MICEX Stock Exchange”.

The inclusion of securities in quotation list “A” of the first level at ZAO “MICEX Stock Exchange” implies that the issuer has been assigned a rating by one of the agencies from the approved List of Rating Agencies, and that that rating is not lower than a certain approved level. The adoption of that List was the continuation of MICEX efforts aimed at improving the quality of securities included in its quotation lists, including the entry into effect in April 2009 of the new version of the Rules Applicable to the Listing, Placement and Trading of Securities at ZAO “MICEX Stock Exchange”.

NOMOS-BANK has the following ratings:

Fitch Ratings

• Long-term IDR — “В+”, long-term IDR support level — “B−”.
  
• Short-term IDR — “В”.
  
• Individual rating — “D”.
• Support rating — “5”.
  
• National long-term rating — “А(rus)”

Moody’s

• Long-term foreign currency deposit rating — “Ba3”.
• Short-term foreign currency deposit rating — “NP”.
• Financial sustainability rating — “D−”.
  
• Subordinated foreign-currency denominated loan participation notes rating — “B1”.
• National long-term rating — “Аа3.ru”

NOMOS-BANK’s bonds of Series 11 totalling 5 milliard Roubles with a 5-year maturity were placed on 8 July 2009 at 100% par value.

3 issues of NOMOS-BANK’s bonds are presently traded at MICEX — in addition to Series 11 bonds, they include also bonds of Series 08 and Series 09. The total nominal value of the bonds of all three series is 13 milliard Roubles.

In addition to Russian bonds, 3 issues of NOMOS-BANK’s Eurobonds are currently in circulation (two senior and one subordinated). The latest issue totalling 200 million U.S. Dollars was placed in December 2009 with maturity in 2012.