NOMOS-BANK offers a set of products for the efficient management of companies’ liquidity

NOMOS-BANK has launched the “Efficient Management of Enterprise Liquidity” complex, which comprises products and services designed to allow profitable placement of temporarily uncommitted funds of companies and management of financial flows of the Bank’s corporate clients.

“The ‘Efficient Management of Enterprise Liquidity’ complex allows the client to choose a balanced strategy for using uncommitted funds taking into consideration the client’s individual needs and business development plans”, — underscores Andrey Vozmilov, Director of NOMOS-BANK Corporate Business Co-ordination and Products Department.

Thus, the “Overnight” product provides the option of short-term (1 business day) placement of funds with interest rates close to interbank market rates.

“Deposit with the option of adding funds and making partial withdrawals” allows the company to have access to managing the deposited funds at any time: to deposit additional sum that may exceed the initial amount by up to four times; or to withdraw the entire sum of additionally deposited funds.

“Settlement account bearing interest on average monthly balances” has been designed for the companies that have substantial balances in their settlement accounts, while the specifics of their business imply that the money may be needed at any time. NOMOS-BANK offers higher rates of interest on this product, which accrues on the average actual amount of the monthly balance in the account subject to maintaining in the account a minimum balance of 2 million Roubles.

“Structured investments” product combines the profitability of finance market instruments with the reliability of deposit products guaranteeing the return of the nominal deposited amount and the receipt of a minimal guaranteed profit. Investment return on such deposits is linked to different assets (shares, indices, raw materials etc.). In case that the prices of the selected assets rise during the period of the placement, the client, in addition to the guaranteed interest rate, receives extra income, which can significantly exceed interest on standard deposits.

“Corporate Settlement Centre” is a programme complex that allows monitoring and controlling financial activities of branches or units in companies with an extensive territorial and organisational structure.